Steffan Grund
Insurance specialist (Versicherungsfachmann BWV) · 15 years in health insurance for people living abroad · Publisher: ChiliMarketing Ltd.
Background
- Qualification: Versicherungsfachmann (BWV), 2010, from the BWV Bildungsverband (German insurance industry training association).
- Insurance sales experience: advised clients on and sold products from HanseMerkur Versicherungsgruppe and Allianz.
- Lived and worked in: Germany, the USA, Singapore.
- Languages: German and English.
Conflicts of interest
This site earns a referral commission only from Care Concept AG for Care Expat World (how we are paid). No insurer and no company other than Care Concept AG pays this site, and our reviews follow the same fixed criteria for every insurer (how we review).
Focus areas
- International health insurance for expats
- Health-insurance requirements for long-stay and retirement visas
- Retiring abroad
- Long-term stays in Southeast Asia, Southern Europe and Latin America
How the guides are written and checked
- Official sources first: embassies, immigration authorities, government portals and the insurer's official tariff documents. Every legal or numeric statement comes from a facts sheet of official sources, and each guide names its sources with their dates in plain text.
- Prices only from the tariff documents: premiums are copied from the insurer's official premium table, never estimated.
- Second check: every new page is checked a second time against its facts file before publication (facts, consistency with related pages and unsupported claims), plus automatic checks on every build; the date at the top changes only when the content changes. See how we work.
The guides are general information and do not replace individual advice.
Page updated October 27, 2026.